Ripple
XRPRating A+Enterprise Blockchain""Payment2013 成立
Ripple is a real-time gross settlement system, currency exchange, and remittance network created by Ripple Labs Inc., a US-based technology company. The platform offers a suite of institutional-grade products, including Ripple Payments for cross-border settlement, Ripple Custody for digital asset storage and security, and the Ripple USD (RLUSD) stablecoin. These solutions enable financial institutions, central banks, and businesses to integrate digital assets into their operations through the XRP Ledger (XRPL) and other distributed ledger technologies.
XRP 价格$1.1098-1.16% (24H)
流通市值$69.29B
FDVFully Diluted Valuation (FDV) is the total market value after all tokens are unlocked: current price × maximum supply. A larger gap from circulating market cap implies greater future unlock pressure.$110.98B
01
Project Profile
Project ProfileWOOFUN AIBased on historical content
Overall AssessmentA- · 智能合约平台领先项目
Ripple (XRP) 是全球领先的企业级跨境支付与结算网络。其核心优势在于极高的交易速度、极低的费用以及深厚的传统金融机构合作关系。作为老牌 Layer 1 公链，XRP 拥有极高的市场共识和流动性，市值长期稳居前十。然而，项目面临的主要风险在于其高度中心化的代币分配结构，以及在去中心化生态（如 DeFi、NFT）建设上的相对滞后。随着与监管机构法律纠纷的尘埃落定，其合规化进程正加速推进。
AI Bull Case· 4
- 跨境支付网络庞大 - 与全球数百家银行及金融机构达成合作，应用场景明确。
- 监管靴子正式落地 - 结束与监管机构的长期法律诉讼，合规地位获得确立。
- 极高流动性与共识 - 市值长期稳居加密市场前列，主流交易所及衍生品支持度极高。
- 稳定币与生态扩张 - 推出原生稳定币并加速挺进银行业，拓宽金融应用版图。
AI Bear Case· 3
- 代币分配高度集中 - 早期代币分配集中于母公司，存在潜在的抛压与中心化质疑。
- 新兴公链竞争激烈 - 相比以太坊及 Solana，其在智能合约与生态建设上较为落后。
- 机构采用率受限 - 传统银行对直接使用波动性资产进行结算仍持谨慎态度。
4.00/ 5.0 Overall
技术架构3.8
市场表现4.8
社区活跃4.5
代币经济3.5
团队背景4.7
代币集中度2.5
02
Funding History
Funding History5 rounds · $783M
Funding rounds5
Total funding$783M
Latest round--
Latest funding date2025-11-05
03
Team
Team15 members
Brad Garlinghouse
CEORipple CEO
Chris Larsen
Co-Founder & Executive ChairmanCo-founder and Executive Chairman of Ripple
Stuart Alderoty
Chief Legal OfficerChairman of the National Cryptocurrency Association
Monica Long
PresidentRipple President
David Schwartz
Board MemberRipple board member
Rahul Advani
Global Policy Joint Leader
Lauren Berta
Stablecoin Product Manager
Reece Merrick
MD of MENA RegionRipple's Director of Middle East and Africa
Fiona Murray
MD of Asia Pacific RegionRipple's Asia-Pacific Regional Director
Oxford
Bhanu Kohli
Vice President (VP)Vice President of Ripple
Don Steul
VP of Global ServicesGlobal Services Vice President at Ripple
MITGoogle
Jack McDonald
Senior VP of StablecoinSenior Vice President of Ripple Stablecoin
Eric van Miltenburg
Senior Vice President (SVP)Ripple Senior Vice President
Kiersten Hollars
SVP of Corporate Marketing & CommunicationsSenior Vice President of Marketing and Communications, Ripple
Heather Lobao
Senior Global Event Marketing ManagerRipple Senior Global Event Marketing Manager
OxfordMITGoogle
04
产品代币
Product & TokenXRP
价格$1.11
流通市值$69.29B
FDVFully Diluted Valuation (FDV) is the total market value after all tokens are unlocked: current price × maximum supply. A larger gap from circulating market cap implies greater future unlock pressure.$110.9B
24h 交易量$1.07B
XRP 是 XRP Ledger 的原生代币，主要在 Ripple 支付网络中充当不同法定货币之间的桥梁资产，以实现快速且低成本的跨境结算。此外，XRP 用于支付网络交易手续费，且该手续费会被永久销毁以维持通缩。Ripple 旗下产品矩阵涵盖跨境结算、数字资产托管以及全新推出的合规稳定币，共同构建了面向金融机构的闭环生态。
原生资产与桥梁货币highrootdatacryptorank
Ripple Payments
机构级跨境支付与结算系统，利用 XRP 作为桥梁资产实现秒级清算。
highRipple Custody
安全的数字资产托管解决方案，为金融机构提供代币化资产保护。
highXRP Ledger
去中心化的开源公链，支持快速、低成本的资产发行与交易。
highRipple USD
官方推出的合规美元稳定币，旨在加速挺进传统银行业体系。
high05
Token Unlock Details
Token Unlock
No unlock schedule available
06
Ecosystem Network
Ecosystem6 nodes
Axelar
XRiSE33 Network
Riddle
SurgeDefi
Moai V3
Moai V2
07
链上数据
On-chain DataLiveGenerated by the ChainIntel on-chain analysis model
日均交易量$3.23B90D -25.1%
协议锁仓 TVL$33.47M
活跃交易地址--
衍生品市占率不适用
链上数据显示，该资产在主流交易所中保持着极高的交易活跃度和深厚的流动性。作为历史悠久的支付网络，其链上活动主要集中于跨境结算与转账。尽管其去中心化金融生态的锁定价值和活跃交易地址数与新兴智能合约平台相比仍有差距，但随着原生稳定币的推出和生态基金的持续投入，链上生态活跃度呈现稳步复苏和多元化发展的趋势。
News Updates
Live sync
Loading...
Comments